On Tuesday, Carol and I were able to write our last check to a personal loan that we had with a credit union. We are so excited about that because now all we have left is our home mortgage. That means in the past 2.5 years we have eliminated $57,000 in credit card debt, 2 car loans, and the $15,000 personal loan. That’s the Financial Fitness Program working at its best right there!
Luis Medina

Persistence is paying off! Over the course of one week’s time, my wife was able to reduce our mortgage from a 30-year to a 15-year loan and she cut our interest rate from 6% to 2.75%. She also went through some credit reporting activity and found that there was money on the table there—$360 coming back from a credit reporting agency because they left stuff on my credit report that shouldn’t have been there! So she cleaned that up. She also went in and got our car and home insurance reviewed. We went from one company to another just by price-matching. That dropped our insurance down $1,000 per year. And here’s the big one. She has found a way to get rid of our interest-bearing-debt and our medical bills—$8,500 in one week—completely wiped out. My wife has become my Phoenix! She’s following the Financial Fitness principles that she’s hearing all the time on the audios and it’s changing our lives. Thank you!
Patrick Thatcher