My husband DJ and I really started applying the principles of the Financial Fitness Program in November of 2014. We started our debt snowball by selling a costly truck and purchasing an old van for cash and applying that payment to the snowball. Then, we decided to ramp things up and we sold a rental home and a duplex that we owned. Using the equity from that, we paid off about $230,000 worth of debt and have the lowest monthly expenses we have ever had in our marriage. We also have two months of expenses saved up. Unfortunately, we still have a student loan and a credit card left, but with the money and knowledge we now have, those debts will be gone before we know it!!
Melissa Berezay

On August 24, 2016, we paid off our last debt. We are completely and totally debt free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two weeks later, September 2013, Financial Fitness came into our lives. We’ve applied what we’ve learned through the principles of the Financial Fitness Program - we budgeted our money, we saved, and we paid off the loans with the income we made through Tom’s regular work. All the while, we were reading, listening and associating with precious people like our mentors and friends and as a result, we own everything--we don’t owe a bank anything, so we are ecstatic!
Tom and Pat Aul